Exciting ways to spread your payments
0% interest when you choose to repay in 1 to 3 instalments
Interest-free instalments when you purchase from us, you can spread your payments over 1 to 3 instalments at no charge
0% cost to you!
Great rate for longer spread
Spread your repayments over 7 to 12 months at an affordable rate.
As low as 1.75% monthly!
How it works in 3 easy steps
Sign up here to Pay with Specta.
Get your spending Limit
Get your digital spending limit to start shopping at any of our Stores. Your limit is valid for 3 months and can be renewed if not spent.
Pay with Specta
To utilize your spending limit, provide your Specta ID at any of our SPECTRUM Phones Stores (online or in-store) and choose your repayment option to conclude your purchase.
Call us at 08185091680 for more information